Art Old vs New Essay Example For Students

Workmanship Old versus New Essay The piece by the Italian craftsman Ugo Da Carpi is an excellent picture. The craftsman utilized extraordinary detail in making the man holding the conk shell. His body is very much attracted detail portraying his muscle structure just as the utilization of light and shadow. It shows the man holding a shell and endeavoring to peruse a book. He is by all accounts holding a pointer of some kind in his correct hand utilizing it to hold down a book. By the look he may be holding the book down because of wind, his hair is by all accounts streaming and attire fluttering. Keith Haring has drawn a plain image of two individuals. I can't help thinking that one man is executing another man perhaps for the sake of god. I state that since he is holding a cross. The utilization of lines around the men gives me activity and loads of it. Im not certain what the motivation behind the light is in the upper left corner. Carpi more likely than not had a particular reason for this work; Im not actually what that was. There is a chicken out of sight and he is understanding books. This is an Italian craftsman so it might be a divine being or some sort of European holy person. Im stuck on the significance of the chicken. The man is by all accounts attempting to teach him self perhaps on sacred text, it gives me a genuine scriptural inclination. Harring drew a straightforward, non-shading, insipid picture. Its not the genuine utilization of shading and lines that makes this great. I believe is aim was in the activities of the figures. One man or thing or individual is slaughtering another type of life. Simultaneously holding a cross representing religion. I figure the light may represent a thought. As though the significance is that its an ill-conceived notion to murder and its a wrongdoing. In the event that I needed to pick between both of the show-stoppers dependent on which one I like most I would pick Carpis. I like his utilization of detail and simply the entire way the piece streams together. The other is simply plan and I believe was not proposed to be outwardly satisfying yet rather to make you think or get a point across on I specific subject. Dont misunderstand me I dont think it makes Haring any to a lesser extent a decent craftsman, he decides to utilize his ability in an increasingly shortsighted manner to get a point over. I pick Carpi exclusively dependent on being outwardly satisfying. I can't put a precise understanding on the work however simply the stream and the utilization of surface and shading makes it increasingly alluring to my eye.

Education For Woman Essay

Training is fundamental for each one since it is the main instruction by which we can separate between individuals and creatures. Instruction reveals to us that how might we live in a general public that’s why training is significant for each one, for the two people. In past, ladies didn't get any training whatsoever. They were not permitted to come out of the four dividers of their homes. Residential works were their solitary training. In any case, presently we are living in 21th centaury where there is no any distinction among people. In this century ladies have a similar regard as men have. They help each other in each circle. So instruction ought to be given to the two people. Be that as it may, rather than this there are such a significant number of individuals who would prefer not to instruct their ladies since they imagine that ladies needn't bother with training. They feel that ladies are relied upon to deal with everybody aside from themselves. They need to deal with the youngsters, remain at home, tidy up the house, and be oneself denying spouse and mother. They think just that the life of a lady is tied in with getting hitched, having kids, and being besieged by immaterial subtleties of family life. In any case, they don't comprehend that the instruction is significant for ladies for them as well as for an entire family. Since ladies are the moms of things to come age. On the off chance that ladies are uneducated, the people in the future will be uneducated. In everyday life, the genuine issues are confronted first by ladies and afterward similar issues are passed on to men for arrangement. On the off chance that the ladies are taught, they can tackle all the issues of their homes. It is said that at whatever point any men get instruction it is just valuable for him yet at whatever point any ladies get training it is helpful for entire family. An informed lady gives an informed family and an informed family can improves society. We can not envision a divine being society without the instruction of ladies. On the off chance that a lady won't get training in what manner will she oversee entire family? Man and lady resemble the different sides of a coin. Without one, the other can't exist. Training ladies can give an informed family as well as Education of ladies can likewise be useful in annihilating numerous social shades of malice, for example, endowment issue, joblessness issue, and so forth. Social harmony can without much of a stretch be set up. A lady needs to play three unmistakable parts over an incredible span in every one of which certain obligations are anticipated from her. The primary obligation of a lady is toâ be a decent little girl. The second is to be a decent spouse. Also, the third is to be a decent mother. Training instructs a mother what she ought to be. It additionally instructs her how she would do it to be a decent little girl, a great spouse and a decent mother. Just With the assistance of training ladies can know their privileges .Woman has a place with a more fragile segment of the general public since she experiences numerous impediment because of unbending, obsolete social traditions and strict practices. Be that as it may, an informed lady can't be misused without any problem. She knows about her privileges and will go any length to protect them. Additionally, one of a mother’s most noteworthy obligations is the training of her youngsters when their brain isn't agreeable to guidance. A child’s entire future life, to an enormous degree, relies upon the instructing it gets in youth and it is obviously that this first establishment of training can't be all around laid by a uninformed mother. Along these lines training will empower ladies to make their kids, spouses and guardians really cheerful. Subsequently it is significant that ladies ought to be instructed. On every one of these grounds female instruction is an indispensable need.

The degree of operating leverage Essay Example for Free

The level of working influence Essay 1. The level of working influence is equivalent to the ____ change in ____ partitioned by the ____ change in ____. 2. In the direct breakeven model, the contrast between selling cost per unit and variable expense per unit is alluded to as: 3). Earn back the original investment investigation as a rule expect the entirety of the accompanying with the exception of: 4).The short-run cost work is: 5). In the short-run for a simply serious market, a maker will stop creation when: 6). Over the long haul, firms in a monopolistically serious industry will 7). A hunt decent is: 8). The entirety of coming up next are valid for both rivalry and monopolistic rivalry over the long haul, aside from one of them. Which right? 9). Administrative organizations take part in the entirety of the accompanying exercises with the exception of _______. 10). In the electric force industry, private clients have moderately ____ interest for power contrasted and huge mechanical clients. Be that as it may, in opposition to value separation, huge mechanical clients for the most part are charged ____ rates. 11). At the point when the cross versatility of interest between one item and every single other item is low, one is for the most part alluding to a(n) ____ circumstance. 13). In regular syndication, AC persistently decays because of economies in dispersion or underway, which tends to establish in businesses which face expanding comes back to scale. On the off chance that cost were set equivalent to negligible cost, at that point: 14). A(n) ____ is described by a moderately modest number of firms creating an item. 15). In the Cournot duopoly model, every one of the two firms, in deciding its benefit augmenting value yield level, expect that different firms ____ won't change. 16). The presence of a crimped request bend under oligopoly conditions may result in 17). Cognizant parallelism of activity among oligopolistic firms is a case of ____. 18). A vital aspect for dissecting subgame flawless balance system in successive games is 19). Solid guarantees and prisoner components can bolster a constant stream of agreeable trades aside from when 20). In making guarantees that are not ensured by outsiders and in forcing punishments that are not upheld by outsiders, the entirety of coming up next are believability upgrading systems aside from 21). In a game, an overwhelmed technique is one where: The sectioning of clients into a few little gatherings, for example, family unit, institutional, business, and modern clients, and building up an alternate rate plan for each gathering is known as: 22) coming up next are potential instances of value segregation, EXCEPT: 23). The ideal increase is: m = - 1/(E+1). At the point when the increase on cookware rises to half, at that point request flexibility (E) for cookware is: 24). To amplify benefits, a monopolist that takes part in value separation must apportion yield so as to make indistinguishable the ____ in all business sectors. 25). Non-redeployable strong resources that are needy upon one of a kind reciprocal and consummately redeployable advantages for accomplish considerable worth included will normally be sorted out as 26). At the point when retail bike vendors promote and perform guarantee fixes however don't convey the individual selling message that Schwinn has structured as a feature of the advertising plan yet can't see at not exactly restrictive cost, the producer has experienced an issue of ____. 27). At the point when producers and merchants set up sound duties to each other, they regularly utilize 28). Dependent resources are in every case the entirety of the accompanying with the exception of: 29). The assumption for expanded deregulation in the late 1970s and mid 1980s has been felt most altogether in the value guideline of 30). The antitrust laws manage the entirety of the accompanying industry choices aside from ____. 31). The ____ is equivalent to the a portion of the squares of the pieces of the overall industry of the considerable number of firms in an industry. 32). The lower the obstructions to passage and leave, the more about a market structure fits the ____ showcase model. 33). The ____ delineates the hazard return relationship in the market for all protections: 34). Any present expense that is relied upon to yield a progression of advantages past one year later is: 35). So as to help guarantee that every single pertinent factor will be thought of, the capital-use determination procedure ought to incorporate the accompanying strides with the exception of: 36). Which of the accompanying would not be named a capital consumption for dynamic purposes?

Islamic bank in uae - Free Essay Example

Introduction With the start of century new development in the economic front happened and the most important was Islamic bank. Financial institution around the world saw new things emerging from Islamic bank such as Islamic socioeconomic, benefits and believes to stop interest rates and unethical activities of financial institution. Islamic bank provide new methods and new form of investment for development of economy. Islamic bank has given world and financial institution new air to breath. Islamic banking has made some important political, social, and economical changes around the world. Islamic Banking Islamic bank has develop new definition for itself and it is define as a financial entity which can maximize the wealth of its share holders with benefits for the society based on Islamic principle or Islamic Shariah. (Islamic banking, 2010) Islamic banking is the banking system in which banking is done according to Islamic laws and to guide economic in Islamic terms. It is important to note that Islam prohibit and stops the use of usury and interest (riba) in any kind. Islamic banking also prohibits and stops involvement of banks in business related to gambling, pornography, alcohol and pork etc. Islamic banking has developed in late 20th century and it has created and catered the needs of Islamic consumer around the world according to developed technology of 20th century. (Islamic banking, 2010) Principles Of Islamic Banking There are main pillars in Islamic financial systems which are important for Islamic banking workability. Principle of Islamic banking includes laws and rules and they are called Shariah which governs many parts of society such as culture, economy and society as a whole. (Islamic banking, 2010) Shariah started from the rules of Quran and its practices which then explain by Sunnah and by Prophet Muhammad (Peace Be Upon Him). Further explanation of the Shariah is done by Islamic jurisprudent, and this interpretation is important for correct Islamic banking. (Islamic banking, 2010) There are different principles of Islamic banking which I will cover and explain. 1. Interest: Interest is considers bad thing in Islam because it is beyond the pale in increase of capital/money in many forms loans or deposits. More importantly we can say any increase in varies banking such as fix banking, to increase the profit is considered to be prohibited because it generates unhealthy profits. Interest (riba) is prohibited in Islamic banking but also charging is also prohibited in Islam because it creates debate on equality and rights (Warde, 2000). Islam is a peaceful religion and it encourage earning of profits but it discourage the interest in Islamic banking. Social system must have balance and lender and borrower should share the profit or lose and Islamic banking provides such socially acceptable phenomena. 2. Risk partaking: Risk partaking is not allowed in Islamic banking because supplier becomes unjustified-ably the benefited rather than the creditor. Islamic bank provide financial capital and its profit and loses must be shared to decrease risk partaking in general practice of financial activities. 3. Capital: Capital is also known as potential money and it makes actual capital join with other resources to make productive activity. Islamic banking recognize the value of money and but it prefers capital not the potential capital. 4. Speculative behaviour : Speculative behaviour is considered bad in Islamic banking because it involves extreme level of uncertainty and risk for capital investment and utilization (Islamic banking, 2010). Example includes gambling and anything related to gambling. 5. Purity of contracts: Islam is the religion which inhabits purity in it and it implement this purity in contracts because contracts should disclose all the necessary information to be known. Purity of contracts reduce asymmetric and hazard risk (Islamic banking, 2010). 6. Shariah activities: Islam involves only things which are based upon shariah and doesnt violate sharish in any form. Example of approved shariah activities includes any investment in dealing with gambling, pork and pornography is illegal (Islamic banking, 2010). Banking Risk And Islamic Banking Understanding the banking risk is very important Islamic banking because in determines a competitive and volatile market environment for complex banking business process. A bank should be aware of risk when it is operating or taking any process into consideration. Below are the risk and factors an Islamic bank should consider in general banking environment. Finance Product And Instruments In Islamic Bank There are many type of financial instrument the Islamic banks use and these are sometimes simple and sometimes complicated due to various banking aspect. 1. Debt instruments: Debt instruments include Murabaha (Murabaha is determination of resale price based upon cost and profit markup), Salam (Salam define the deferred delivery of goods and it is opposite of Murabaha), Istisna ( Istisna is financial lending for long term), and Qard al-Hasan ( Qard al-Hasan is interest free loan). (Iran International, 2006) 2. Quasi-debt instruments: Quasi-debt instruments have Ijara which means leasing contract by group leases assets for specific rent and terms. The bank has to bear all the risk associated with ownership and assets can be negotiated based on market price and sale of Ijara contract. (Iran International, 2006) 3. Profit loss sharing instruments: Profit and loss sharing instrument has Musharaka which is an entity under which bank and client jointly take a financial project. Ownership can be decided based on involvement of finance in the project. Profit and loss sharing is also agreed between two groups and there should be no violation of contract or misconduct in any terms. (Iran International, 2006) 4. Islamic Bonds: Islamic bond include Sukuk which is basically a financial certificate and it is Islamic equivalent of bond. There are some types of financial certificate which are not allowed in Islamic finance such as fix income and interest baring bonds. (Islamic banking, 2010) 5. Safe keeping: Safe keeping includes Wadiah in which bank is considered as trustee of fund. A person has account in the bank, bank assurance the amount of the account. (Islamic banking, 2010) 6. Agency: Agency is defined as waqalah which undertakes persons all transactions on his behalf. (Islamic banking, 2010) Current Practices In Islamic Banking Islamic banking are collective at the point of interest free banking and they have equal and distributed basic agreed principles to work on. Islamic bank can be different according to individuality and country laws, aims and objectives, experience and circumstances and interaction based upon free from interest rates. In the coming paragraph I will describe the common features implemented by Islamic banks around the world. (Gafoor, 1995) Deposit Accounts Islamic banks have different kind of account which includes investment, current, and savings account. Current Accounts A current account equal to conventional bank account and in it deposit is assurance. Savings Accounts Saving account operate differently in Islamic banks. In few banks depositor is allowed to use money but they have to obtain assurance of getting full money to the bank. Banks allow several methods to attract customers but no profit is promised. In other few saving accounts an account is treated as investment account and has various strings attach to it. (Gafoor, 1995) Investment Account Investment account are accounts in which amount is deposit for unlimited time upon the request of the investor share is done in profit between bank and investor. In investment account the capital is not assured. Modes Of Financing There are different modes of finance which are implemented by Islamic bank and called trade, lending and investment finance. Investment Financing There are three main category of investment financing. They are: 1. Musharaka: Musharaka in which bank joins another group to setup another joint venture, both groups participate in project in varying form. The profit and loss is determined before the start of the project. (Gafoor, 1995) The concept of musharaka is similar to join venture concept and venture is independent entity from which bank withdraw step by step. 2. Mudarabha: Mudarabha is a form in which a Islamic bank provides finance and the person provides the expertise and management. (Gafoor, 1995) Profit and lose in this is also define before the start of project. But the important thing is that loses are usually taken by bank. 3. Estimated rate of return: under this type of investment bank determine the estimate price of returns for specific project undertaken by bank. If the project is finished and profit is more than estimated amount then the profit goes to the client, and if the loses is in the profit then the bank will accept lower rate. Trade Financing There are five main category of investment financing. They are: 1. Mark-up: Mark-up is the type of trade financing in which banks buy items from client and client agrees to pay to the bank on agreed profit. 2. Leasing: Leasing is type of trade financing in which bank buy item for client and client has to payback the amount in specific allowed time. 3. Hire-purchase: Hire-purchase is the purchase in which the bank buys an item for client and hires him for agreed rent or cost for specific time until client becomes the owner. 4. Sell and buy back: Sell and buy back is in which client sells property to the bank and buy back from the bank at a agreed price. 5. Letters of credit: Letters of credit is where bank assurance for importing items for a client. Lending There are two main category of investment financing. They are: 1. Service charge loans: service charge loan is the service charge where bank lends money without interest and bank covers expense by service charge. 2. No-cost loans: No-cost loans are for people like farmers with small land, producers with small production and they are very needy person or clients. Services Islamic banks also provide services which are also important such as money transfer, trade in different currencies, and bill assortment where banks own money and not involves in commission. (Gafoor, 1995) Islamic Banking In UAE Islamic bank started in UAE according the law of 1985 number 6 of article 1, 2, 3, and these laws governs Islamic bank and financial institute in UAE. (Centralbank, 1985) These articles are made so they are compatible with UAE and Shariah laws. To work in UAE in Islamic banking it has to conduct its activities according to principle of Islamic Shariah. Islamic banks in UAE have the right to conduct commercial, investment and other financial related activities openly and clearly. Islamic banks also have the right to do lending and other financial operation and they can also move their assets and benefit from these assets according to its shariah law (Centralbank, 1985). UAE has number of Islamic banks and the number is increasing each year and so the development of the UAE. (Tahir, 2006)Dubai Islamic bank is the first bank which is free from interest and it also practice Islamic banking according to shariah and this bank is based on the idea of Muslim endorsement by OIC (Organ ization of the Islamic Conference). Strategies Of Islamic Banks In UAE In the UAE the strategic management considered that it is group of decisions and activities in the present to ensure the performance of institutes in the future, these decisions included forming specific aims that should be achieved upon dissimilar periods of time begins with short period of time passing with middle period of time, finishing with the distant period of time, the strategic management consists of three stages: 1- The strategic environmental analytical stage: and it depends on studying of the two environments the interior and the exterior to the institute in order to identified the strategic management and use it in the next step the organization environment contains four main materials the chances given, the risks, in the exterior environment, and the weak and the strength points in the interior environment. The strategic planning strategy contains making four followed activities, and does them to achieve the institutes aims and its strategic plans and its differen t policies. (Pealow, 2000) 2- The execution stage: it contains put plans and policies which have been developed in the last stage in effective application, during to the application programmes and balance sheet and different other procedures. (Pealow, 2000) 3- The watching strategic stage: this stage contains evaluate the institute performance to ensure that the strategic aims applied according to the plans and the correcting procedures to correct mistakes and effective watching for the application. But the human resource strategic is decision making process relates to the human resource system that make the human resource system with the environmental conditions and to support the institutes strategic and achieve it strategic aims to face the exchange that face the institute according the environmental conditions. (Pealow, 2000) There is difference between work force planning and the human resource strategy but the human resource, so the work force planning strategy foc us on application employments in human resources management because it is a part from the institute strategy and work with it to achieve the strategic aims, the human strategic human resources materials identify through to: 1- Studying the environmental materials that surrounded the institute from all its side and the human resource system. 2- Putting on the human resources aims with supporting the general aims of the institute and working on doing them. 3- Apply the human resource private strategy that supports its general strategy. 4- Apply the work plans and policies and the private time programmes of human resource that support the strategy. Management Of Islamic Bank In UAE Now the differentiate between the local and international business demands on the banking environment the great generated development from the quick technical development that dominate on the business with two its forms productive and serving, in all organizations, and the actual of competition that depending on the employ career and modern technology, in the work sector adding development and improvement in the productions and services in all kinds and forms, that achieves the organizations aim to destroy the competitions obstacles, and apply its planes, due to the progressing improvement in the field of development and progress of the organizations strategies. And to achieve all of these things, it is necessary and duty of the managements find strategic professional management for human resources and it should be the productive and creative basic of the organization with specialist rule can be deal with the environmental changes, and to integrate its strategy with the organiza tion strategy that it deals with to use the chances and face changes and the ability to self built, that helps to achieve strategic aims for managements and organizations. The process of educated and trained human resource the most important cases that the banks and institutes related to, so on the developing nations take great importance combined with great desire to develop and improve the work performance for the workers and identify their productivity, in this research we will study the strategic management for human resource as group of modern systems that completed to achieve human resource system that aims to support the organization strategies to face changes with environmental cases that achieve its development and progressing. Challenges Facing Islamic Banking Islamic banking faces many challenges around the world. There are many challenges related to conventional banking, globalization, competition, price and quality, economy, growth, capital and long term investment. The Islamic banking has many weaknesses and strengthens which make them workable in hostile environment. (Challenges facing Islamic, 2005) Islamic bank should develop global banking industry and open their self for financial balance and attracting large number of clients for greater ability to attract the capital and providing best possible service. (Tahir, 2006)Islamic bank should also provide better rule and standards, good station, good technical system, good financial technology and innovation. Islamic bank should also regulate itself according to international Islamic financial market. (Challenges facing Islamic, 2005) There are many challenges related to commercial aspects affecting Islamic banking and Islamic institution. Below diagram illustrate the differenc es which are faced by Islamic bank in no-commercial and commercial pressure. The Islamic Bank In UAE And Market Discipline UAE as new creative and development country adapt all new changes that related to business so that it could continues and implement always the demands of world economy and created relations in a way for stronger marketing improvement. And since the banking investment it is one main way to achieve the successful in business environment, as a result the UAE government id support and help to have 8 Islamic banks that been entered to the market in all UAE with capital investment exceed trillions of dollars. So all these banks did already start their operations and did increase the preference in the huge economy of UAE. So, all banks in UAE do have plans to get more profits ASAP based on the visions and missions to become as one of the leading banks in the world (Archer Karim, 2007). Islamic banks in UAE considered as a multinational organizations network that spread all over the region. There are legends in innovation founded in UAE economy. They do provide products and a service i n different countries, recently employed thousands of people around the region, and sells and services real estate and other retails in many countries. Market discipline plays an important role in banking and if an Islamic bank has to develop; it has to follow the steps of information, ability, incentives and mechanism combining with market discipline which is shown diagram below. (Archer Karim, 2007) Figure 3: Developing market discipline in Islamic Banking Islamic Banks Nature Of Innovation Nature of economy is changing developed world, more and more innovation is needed for continuous growth. (Tahir, 2006)The challenge face by today world is crisis which is faced by different organization and institutions. This crisis makes difficulty in lending, decline in non-financial organization cooperation for growth so we need innovative concept and technique which are in early Islamic banking such as Mufawada, and Mudarabah. (Iqbal, 2001) Below are the growth factors in variable terms and it effect on Islamic banking, these analysis give us the perspective where the Islamic bank are standing and where they should go in coming decade. v IBs stands for Islamic Banks v CG stands for control group which consist of conventional banks. Source: Dr. Munawar Iqbal (2001). In Islamic Banking and Finance: Current Developments in Theory and Practice (p. 382). United Kingdom: The Islamic Foundation. In 1990-94 Islamic bank investment growth was 11.3% while control group has negative growth. In 1994-97 Islamic bank had a decrease growth 7.3 % while control group had increase growth of 9.1%. Source: Dr. Munawar Iqbal (2001). In Islamic Banking and Finance: Current Developments in Theory and Practice (p. 382). United Kingdom: The Islamic Foundation. In 1990-94 Islamic bank assets growth were 9.3% while control group has asset growth of 4.8%. In 1994-97 Islamic bank had a decrease growth 6.8 % while control group had increase growth of 6.6%. Source: Dr. Munawar Iqbal (2001). In Islamic Banking and Finance: Current Developments in Theory and Practice (p. 382). United Kingdom: The Islamic Foundation. In 1990-94 Islamic bank equity growth were 7.9% while control group has asset growth of 6.4%. In 1994-97 Islamic bank had increase growth 10.5 % while control group had decrease growth of 4.7%. In 1990-94 Islamic bank deposits growth were 9.3% while control group has deposit growth of 3.1%. In 1994-97 Islamic bank had decrease growth 6.1 % while control group had increase growth of 7.2%. Conclusion Islamic banking is a very young concept compare to traditional banking, still it is implemented in Islamic countries but Islamic countries there is also traditional banking which is the threat to Islamic banking. Despite the success of Islamic banking there are few problems in Islamic banking which are related to area of finance. (Gafoor, 1995) To get rid of problems Islamic banking, Islamic bank should get rid of unwieldy, troublesome and uncertain financing activities, and have efficient and effective interest free banking. In Islamic banking it has all needed and basic required element for successful banking but they need little modification, such modified example is mudaraba financial service. Islamic bank also should operate in non-Muslim countries and they should give positive alternative to conventional banking for non Muslim people. (Gafoor, 1995) Finance is unique feature of Islamic banking and it should be relevant to shariah and Islamic principle, but it must not f orget to have a country which can develop itself on Islamic banking. Reference 1. Archer, S., Karim, R. A. (2007). In Islamic Finance: The Regulatory Challenge (pp. 14,99,372). Singapore: John Wiley Sons (Asia) Pte Ltd. 2. Iqbal, M. (2001). In Islamic Banking and Finance: Current Developments in Theory and Practice (p. 382). United Kingdom: The Islamic Foundation. 3. Warde, I. (2000). Riba, Gharar and The Moral Economy Of Islam. In Islamic Finance in the Global Economy (pp. 55-59). Edinburgh: Edinburgh University Press. 4. Pealow, J. (2000). Strategic Management And Accountability For First Nations. Retrieved January 27, 2010, from https://www.icpas.org.sg/epublication/saa-attachment/Andy%20Tan%20Write%20Up.pdf 5. Islamic banking. (2010, January 28). In Wikipedia, The Free Encyclopedia. Retrieved 15:13, January 28, 2010, from https://en.wikipedia.org/w/index.php?title=Islamic_bankingoldid=340499942 6. Iran International. (2006, March). Islamic Finance Gears Up. Retrieved January 24, 2010, from Iran International Magazine: https://www.iraninte rnationalmagazine.com/issue_39/text/islamic%20finance.htm 7. Gafoor, A. A. (1995). Current Practices. Retrieved January 20, 2010, from Islamic Banking: https://www.islamicbanking.nl/chap4.html#_Toc3149103 8. Centralbank. (1985, December 15). LawNo6 -1985. Retrieved January 23, 2010, from UAE Central Bank: https://centralbank.ae/pdf/LawNo6-1985-IslaminBanks.pdf 9. Challenges facing Islamic. (2005, August 5). Challenges facing Islamic financial institutions. Retrieved January 25, 2010, from Khaleej Times Online: https://www.khaleejtimes.com/DisplayArticle.asp?xfile=data/business/2005/August/business_August104.xmlsection=businesscol= 10. Tahir, S. (2006). Challenges facing Islamic finance: Research Areas. Retrieved January 25, 2010, from https://www.cba.edu.kw/elsakka/DL-06Tahir_Challenges_DrTahir.pdf

The Fall Of The House Of Usher Setting Essay - 694 Words

In the short story, quot;The Fall of the House of Usher,quot; by Edgar Allen Poe, setting is used extensively to do many things. The author uses it to convey ideas, effects, and images. It establishes a mood and foreshadows future events. Poe communicates truths about the character through setting. Symbols are also used throughout to help understand the theme through the setting.Poe uses the setting to create an atmosphere in the readers mind. He chose every word in every sentence carefully to create a gloomy mood. For example, Ushers house, its windows, bricks, and dungeon are all used to make a dismal atmosphere. The quot;white trunks of decayed trees,quot; the quot;black and lurid tarn,quot; and the quot;vacant, eyelike†¦show more content†¦The fissure divides the house. Roderick and Madeline die, destroying the family. The narrator says there is a quot;wild inconsistency between [the masonrys] still perfect adaptation..and the crumbling condition of the individual stones.quot; This is also symbolic. The stones represent the individual people of the Usher family, and the entire mansion stands for the whole family. The quot;wild inconsistencyquot; makes the reader aware that something later in the story will make the inconsistencyquot; clear or consistent. From far a way, no one knows that the House of Usher is in despair. The quot;fabric gave little token of instabilityquot;-- or the mansion itself did not tell of the turmoil it concealed. The story takes place in autumn, a season associated with death. When the storys tension is about to reach its crescendo, a storm comes up, a quot;rising tempest.quot; This is a symbol for the quot;tempestquot; brewing in Roderick Ushers mind. Poes use of foreshadowing is just enough to clue the reader into what will happen, but not enough to give it away.Character traits are displayed through how the setting affects, influences, and reveals the characters. The narrator is affected by the gloomy atmosphere of the Usher mansion. He is quot;sucked inquot; to Ushers quot;dream world,quot; the world he created after living alone in his dismal house for years. Ushers houseShow MoreRelatedSetting in The Fall of the House of Usher by Edgar Allen Poe881 Words   |  4 Pages Setting in The Fall of the House of Usher Dark Romanticism was very popular in 19th century America. It is literary genre that emerged from Romanticism and Transcendentalism. Tenets of Transcendentalism included finding God in nature, and seeing beyond the physical world. Dark romanticism examines the conflict between good and evil and the psychological effect of sin and guilt in the human mind. One very famous Dark Romantic writer is Edgar Allen Poe. Poe is very well known for his many poemsRead MoreEdgar Allen Poes Use of Gothic Setting in The Fall of the House of Usher764 Words   |  4 PagesEdgar Allen Poes Use of Gothic Setting in The Fall of the House of Usher The Fall of the House of Usher by Edgar Allan Poe has a gothic horror story setting. Gothic means that the author emphasizes the mysterious, the horrible, the ghostly and the fear that can be aroused in the reader. Everyone knows that a gothic story or a ghost story will often have a setting that will be in an old, decaying mansion far out in a desolate countryside. The mansion will be filled with cobwebs, strangeRead MoreThe Fall of the House of Usher by Edgar Allan Poe946 Words   |  4 Pagesthis he uses repetitive symbolism. In the â€Å"Fall of the House of Usher†, the narrator gets a letter from an old friend saying that he needs his help. When he arrives he starts to hear voices that eventually cause the house to fall and results in the death of usher and Madeline. Poes â€Å"The fall of the House of Usher† portrays a melancholy setting and utilizes a motif of the supernatural, however, the symbolism conveys the evil of the people and the house which ultimat ely revealing Poes overwhelmingRead MoreThe Cask Of Amontillado, By Edgar Allen Poe971 Words   |  4 Pagesbe studied for centuries more to come. Such stories as â€Å"The Cask of Amontillado† and â€Å"The Fall of the House of Usher† are classic examples of Poe’s dark and eerie work. Even though these two stories share similar elements they over all are quite different. With these works, Edgar Allen Poe help establish the dark romantic era of the 19th century. â€Å"The Cask of Amontillado† and â€Å"The Fall of the House of Usher† are two of Poe’s very well-known short stories and are still being referenced to this dayRead MoreThe American Gothic in The Fall of the House of Usher by Edgar Allan Poe1539 Words   |  7 PagesEuropean counterpart, American Gothic has its own distinct features that make it particularly American. These features include setting, language, style and essentially the subject of the text which concerns American history and fears. Throughout this essay I am going to examine these particularly American elements evident in Edgar Allan Poes The Fall of the House of Usher. A work of Gothic fiction be it American or European can be identified by specific common features of the genre. 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Poe utilises m any elements of the Gothic Tradition such as setting and supernatural elements to create a more mysterious story, and uses language to his advantage, employing adjective filled descriptions of literal elements that also serve as metaphors for other parts of the story. In The Fall Of The House of Usher, Poe exploresRead MoreThe Fall House Of Usher And The Lottery By Shirley Jackson913 Words   |  4 Pages In most stories, the setting creates a backdrop for events to come, sometimes the setting dictates the theme as well as behavior of some of the characters. Between Edger Allan Poe’s The Fall House of Usher and Shirley Jackson’s The lottery, both writers were meticulously keen on using setting as a driving force behind the narrative and also set the tone for the theme. 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A nameless narrator receives a letter from his boyhood friend, Roderick Usher, asking the narrator to visit. The narrator goes, and finds his friend in bad mental condition with his sister’s health failing. When his sister dies, they bury her in the house. After this act, the boyhood friends are in mo re trouble than when they began. In The Fall of

The Express - 1064 Words

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Essay Corporate Social Responsibility

Question: Write an essay on "Corporate Social Responsibility". Answer: Part 1: Corporate Social Responsibility is a business practice that has caught everyones attention over the last ten to fifteen years. An increasing number of big enterprises are adopting various green policies and various sustainable techniques are being implemented in their companies. It is a common practice in large firms to help various communities all over the world, who are facing various challenges due to violation and exploitation of human rights, poverty, hunger, poor health care system, poor education system, etc. For the purpose of the analysis of this case study, corporate social responsibility can be defined as an intention in business, which is beyond the legal as well as economic obligations, to act in right ways that are beneficial to the society (Pedersen 2015). The case study selected for the research is Google Inc. It is a transnational firm and according to the data provided by the consulting firm, the Reputation Institute Google tops the Global CSR Ranking in the year 2015 for two consecutive years. In the year 2006, Larry Page the co-founder of the firm, promised to allocate a share of 1 % of profits made by Google, equity share of 1% and the workers precious time and effort to mitigate the problems and provide innovative solutions to make the world a better place to live (Chandra 2014). Google is 100% dedicated to be a socially responsible enterprise and has one philanthropic arm Google.org. Moreover, Google Green which aims to reduce the impact in the environment of both Google services and make investments into renewable energy to make a green place to live (Google.co.in 2016) and also Google for Educators which aims to support teachers to empower students and provide various tools that will help to expand human knowledge. The stakeholders of Google have a very strong influence for the companys strategy. This type of influence is incorporated in the corporate social responsibility policies and various programs applicable in the enterprise. The firm has many stakeholders which comprises of users, the employees, the advertisers, other customers, various investors and different governments (Chandler and Werther 2013). The most important stakeholders of this organization are the users which include individuals and various enterprises that use the firms products and services. Generally, they dont pay a single penny to the company. For example, the users include people who use the firms products like Googles search engine, Chrome web browser, YouTube for watching and sharing videos. This group of stakeholders is vital for the firm as they determine the popularity of the company. In CSR efforts also, the users are also the first priority. The motto of the firm is Focus solely on the user and everything else will automatically follow. Each and every product that is developed is keeping the interest of the user in mind (Finkle 2012). Employees are the next priority for the stakeholders of Google. The workers believe in receiving proper wages and salaries and an enriching experience by working in this organization. Many employees aspire to work and want to stay for long as Google is one of the best organ izations in this planet. The firms CSR initiatives helps to mitigate the workers interests through competitive pay packages , innovation and a workplace which has amazing work environment and it is a fun place to work. The companys strategy for compensation is very unique which includes flexible work timings, food provided free of cost, have the best work-life balance (Korschun et al. 2014). The firm also addresses the working environment of suppliers employees through the organizations Google Supplier Code of Conduct, which includes best practices related to employment and various occupational health and safety. There are total seven principles of code of conduct that is followed at the workplace. First is to provide excellent service to the users. Next is to respect each staff members. Third one is there should be no conflicts of interest. Forth one is to maintain confidential information. Fifth one is the companys assets should be protected. Sixth one is every staff must abide by the law. The last one is there should be a sense of responsibility and integrity related to financial matters .So the firms CSR initiatives satisfy the interests of the workers (Sridhar 2013). The organizations success is also based on the satisfaction of the advertisers needs and other customers. The main source for earning revenue by the firm is through advertisement. The stakeholders are very much interested in receiving efficient services like conducting advertising campaigns through online which are effective where they can grab a lot of customers to use the firms products. These stakeholders are an asset as the help to determine the financial status of the company. The CSR effort which is based on the organizations reputation helps to increase the income of the advertisers. As the firms important priority is to look after the interests of the advertisers and other customers and they get benefited through the companys services (Watters 2014). Part 2: As the organization went public in the year 2004, investors play an active role for the success of CSR initiatives. As the investors are one of the core elements of the firm as they provide capital for running the business in a successful way. The companys primary focus is creating excellent products. The utility of the products makes the company successful which in turn also generate a handsome return for the investors. The firms strategy related to research and development is a very noble approach which is incorporated in the CSR activities. The investors spend a huge amount of capital in the research and development centers where world class products can be built (Boulouta and Pitelis 2014). The firm needs to follow the governments policies to do business in different parts of the world and needs to deal with different governments. The governments help to ensure the regulatory compliance of the firm. They are vital as they can accept or reject the companys business operations in t heir jurisdictions. The organizations business philosophy is Without making any offence you can earn money. To follow this rule, the company believes in ensuring all their business activities must follow all the regulations (Dahan et al. 2015). Communities are one of the important stakeholders as they can affect the perception of the customers and their behavior about the organizations products. The efforts made by Google for CSR activities are through various charity programs through their philanthropic arm known as Google.org which donates $100,000,000 in grants, 200,000 hours and $1 billion in various products to tackle poverty, improve the health of the people all over the world. Another arm is Google Green that uses the companys resources in an efficient and effective way and support renewable sources of energy. The firm has been carbon neutral since 2007 and they are the largest buyer of the renewable energies of the earth. The firm follows strict international environmental and safety regulations and ethics that are written in the Supplier Code of Conduct. The company is helping to provide power the globe through clean energy. The firms aim is to access renewable power upto 100% and till date they have purchased over 2.2 gigawatts of renewable energy which is equal to removing 1 million cars from the road and makes the company the largest non-utility buyer of clean energy in the world. They will invest more than $2.5 billion in projects related to renewable energy (Finkle 2012). They use various strategies to test the technologies used to access renewable energies. The technologies must be good for business, should create a long lasting impact and the industry can be transformed. In the year 2007, they have installed the largest solar panel of 1.7 MW at their Mountain View campus. They have increased the size to 1.9 MW which produces electricity to power 30% of the buildings on the campus (Beloglazov et al. 2012). The company purchases electricity from a developer who deals with renewable energy in the form of a power purchase agreement or PPA. It is a type of contract to purchase power with negotiable price rates over a long period from a particular power facility. A project gets selected where a same power grid is used to provide power to the data centers so that the power could be equally distributed. For example, the firms first power purchase agreement with NextEra, where we have made a contract to purchase 114 MW of wind energy for a period of 20 years for a project in Ames, Iowa where they need to provide electricity to their data centers. Another contract was made where 100.8 MW of energy was bought to power the data centers at Mayes County, Oklahoma (Edelman 2015). The latest agreement is the purchasing of 240 MW of wind energy that will run the data centers in Texas. Next we sell the grid power at a wholesale rate. As generic grid energy is cheap whereas renewable energy is costly wh ich can be too costly for Google to bear the cost but they expect that contract they have made will be profitable to them in the near future as the cost of power will increase in the near future. By selling, we remove renewable energy credits (RECs) and keep the energy at their data centers so that no one charge the firm for claiming credit for the green aspect of their buying. Lastly the renewable energy credits are applied to the energy that are used at their data centers. As the RECs were produced in the same grid itself, one REC means one MWh of renewable energy used at their respective data centers replacing 1 MWh of local power. After applying the REC, the electricity power that is consumed at their data centers can be treated as free from carbon (Bullen and Sattler 2015). The PPA is a very good option to buy renewable energy at a large scale and it will create a huge impact on the market. By having a long term contract for various energies and RECs, they are providing the pro ject developers the access to invest more on new projects that will enhance the clean energy on the power grid. By making each and every detail about purchasing of the renewable sources of energy available to the public, they are providing a data sheet and a blueprint to the other firms to power their data centers and the grid without searching for information at various places. The firm has focused on the impact of their actions which leads to a higher contribution in the reduction of the emission of the greenhouse gases and increase in the production of clean energy. The flexibility of the power grid is a very handy tool. It allows load and electricity generation in different places. There is a lot of areas for improvement in the Americas power grid so that it can be more effective and efficient way to source clean energy from sun and wind to the place where people resides (Cullen 2013). Part 3: The drawbacks of the power purchase agreements are the firm has to manage the purchases of the renewable power and the selling of the power in the wholesale markets which can be a very complex process. First the firms need to accept the energy mix which is provided by the local electric provider. In few places the energy mix contains high intensity carbon content. Secondly the organization cannot request or persuade the renewable energies from the local provider with a straight talk as they have an idea how much they are receiving the renewable energy and from which location (Mer et al. 2015). To address various issues for buying renewable energies, a tariff for renewable energy is introduced. Here firms like Google who are interested in buying renewable energy have to buy a service. This is a voluntarily service provided to those companies who want to avail the service but the service is open to the public to purchase and fulfill the eligibility criteria (Dong 2012). The tariff approach has many benefits. It lets the power providers to build power plants, obtain power, managing the power grid and provide electric supply to the customers. It allows providing energy from various power sources as sun and wind will not be available minute throughout the year. It helps to reduce the transaction cost by providing a service to a large group of consumers who are interested in using renewable sources but dont have the power to act in an independent way. The tariffs will help to boost economic growth as the enterprises choose to expand their data centers in various locations that m ore options more renewable energy. Tariffs will help in creating jobs in a service area as purchasing of solar power will lead to more investment in the local and regional power projects and finally the power cost will be decreased that will be beneficial for everyone (Kalkuhl et al. 2013). There should be proper guidelines for the stakeholders who include the energy providers, state utility commissions and the customers. The stakeholders must create new rates with proper framework and incentives. Some parameters must be followed to create a proper tariff structure. First, it indicates the eligibility. Next is the integration of various services. Third point is that the various resources from where the energies are generated. Fourth indicates the attributes related to green energy like the RECs and last are the rates of the renewable energies. The tariff for renewable energy will work best with Google as it provides a transparent and reliable framework for the both the power utilities as well as other customers who are interested in procuring renewable energies. Google Inc has earned a lot of fame in becoming a socially responsible organization. The founders are committed to do philanthropic activities with the help of Google Foundation and Google.org. . There is Google Green that uses the companys resources in an efficient and effective way and support renewable sources of energy. The firm has been carbon neutral since 2007 and they are the largest buyer of the renewable energies of the earth. The results through Google Foundation and Google .org include monetary support and various services to address various problems like poverty, health care, education system, sanitation, safe drinking water, support for the flood and the earthquake victims, etc. Google for Educators is another area where the firms aim is to help the teachers for the empowerment of the students and provide various tools that will help to increase knowledge. Google has also adopted various measures such as installation of solar panels in their campuses, electric powered buses and utilization of food in a sustainable way. The organization has protected its ethical values by removing the censorship and human rights violation. The CSR at Google Inc becomes a part and parcel of their lives and the CSR has become aligned with the companys mission, beliefs of the founders, organizational culture and development of various products (Flammer 2015). References Beloglazov, A., Abawajy, J. and Buyya, R., 2012. Energy-aware resource allocation heuristics for efficient management of data centers for cloud computing.Future generation computer systems,28(5), pp.755-768. Boulouta, I. and Pitelis, C.N., 2014. Who needs CSR? The impact of corporate social responsibility on national competitiveness.Journal of Business Ethics,119(3), pp.349-364. Bullen, M.J. and Sattler, C.W., Solar Components Llc, 2015.Generation of renewable energy certificates from distributed producers. U.S. Patent 9,111,321. Chandler, D. and Werther Jr, W.B., 2013.Strategic corporate social responsibility: Stakeholders, globalization, and sustainable value creation. Sage Publications. Chandra, A.A., 2014.An investigation of cross-generational perceptions of corporate social responsibility(Doctoral dissertation, ADLER SCHOOL OF PROFESSIONAL PSYCHOLOGY). Cullen, J., 2013. Measuring the environmental benefits of wind-generated electricity.American Economic Journal: Economic Policy,5(4), pp.107-133. Dahan, N.M., Doh, J.P. and Raelin, J.D., 2015. Pivoting the Role of Government in the Business and Society Interface: A Stakeholder Perspective.Journal of Business ethics,131(3), pp.665-680. Dong, C.G., 2012. Feed-in tariff vs. renewable portfolio standard: An empirical test of their relative effectiveness in promoting wind capacity development.Energy Policy,42, pp.476-485. Edelman, B., 2015. Does Google Leverage Market Power Through Tying and Bundling?.Journal of Competition Law and Economics,11(2), pp.365-400. Finkle, T.A., 2012. Corporate Entrepreneurship and Innovation in Silicon Valley: The Case of Google, Inc.Entrepreneurship Theory and Practice,36(4), pp.863-884. Finkle, T.A., 2012. Corporate Entrepreneurship and Innovation in Silicon Valley: The Case of Google, Inc.Entrepreneurship Theory and Practice,36(4), pp.863-884. Flammer, C., 2015. Does corporate social responsibility lead to superior financial performance? A regression discontinuity approach.Management Science,61(11), pp.2549-2568. Google.co.in. (2016).Google Green. [online] Available at: https://www.google.co.in/green/ [Accessed 3 Jun. 2016]. Kalkuhl, M., Edenhofer, O. and Lessmann, K., 2013. Renewable energy subsidies: Second-best policy or fatal aberration for mitigation?.Resource and Energy Economics,35(3), pp.217-234. Korschun, D., Bhattacharya, C.B. and Swain, S.D., 2014. Corporate social responsibility, customer orientation, and the job performance of frontline employees.Journal of Marketing,78(3), pp.20-37. Mer, S., Dudhe, S. and Suryawanshi, S., 2015. Future trends in distributed renewable systems.Int J Eng Res Electron Commun Eng,2(6), pp.7-10. Pedersen, E.R.G. ed., 2015.Corporate social responsibility. Sage. Sridhar, K., 2013. Employment branding at Google: a challenge to attract and/or build talent.International Journal of Sustainable Society,5(4), pp.350-356. Watters, P.A., 2014, January. A systematic approach to measuring advertising transparency online: An Australian case study. InProceedings of the Second Australasian Web Conference-Volume 155(pp. 59-67). Australian Computer Society, Inc..